Course Introduction
Leadership in Treasury, Liquidity and Asset Liability Management Training Course is designed to equip banking executives, treasury leaders, finance professionals, and senior risk managers with the strategic capabilities required to manage liquidity, funding, balance sheet structure, interest rate exposure, and financial resilience effectively. The programme provides an executive perspective on how treasury and asset liability management contribute to institutional stability, profitability, regulatory resilience, and long-term strategic performance within increasingly complex financial markets.
The course explores the leadership responsibilities associated with managing a bank's balance sheet under changing economic, market, regulatory, and customer conditions. Participants will examine how deposits, lending portfolios, investments, wholesale funding, capital, liquidity resources, and off-balance-sheet exposures interact to influence financial performance and risk. Particular emphasis is placed on developing an integrated understanding of balance sheet dynamics so that leaders can make informed decisions that balance profitability, liquidity protection, capital efficiency, market competitiveness, and risk appetite.
Liquidity management is examined as a core strategic discipline rather than simply a regulatory requirement. Participants will explore liquidity risk identification, cash-flow forecasting, liquidity buffers, funding diversification, contingency funding arrangements, stress testing, early-warning indicators, and liquidity crisis management. The programme highlights how effective treasury leadership can strengthen preparedness for sudden deposit outflows, market disruptions, funding constraints, reputational pressures, and other events that can rapidly affect a banking institution's liquidity position and confidence.
The programme also provides comprehensive coverage of asset liability management and interest rate risk. Participants will examine repricing structures, duration, maturity mismatches, behavioural assumptions, interest rate sensitivity, net interest income, economic value considerations, and balance sheet positioning. Through practical leadership frameworks, participants will learn how to evaluate alternative balance sheet strategies and understand the trade-offs between income generation, market risk, liquidity requirements, customer behaviour, and long-term financial sustainability.
Another important focus is the relationship between treasury, risk management, finance, business units, and executive governance. Participants will examine the role of treasury committees, balance sheet governance, risk appetite, management information, escalation processes, and executive decision-making. The programme emphasises the importance of cross-functional collaboration and disciplined governance in ensuring that balance sheet decisions remain aligned with institutional strategy, regulatory expectations, financial objectives, and changing market conditions.
By the end of the programme, participants will have strengthened their ability to lead treasury and asset liability management activities strategically and proactively. They will be better equipped to assess liquidity and funding risks, manage balance sheet exposures, evaluate interest rate risk, develop stress scenarios, strengthen contingency arrangements, and support executive decision-making. The course ultimately enables banking leaders to build more resilient balance sheets while improving the institution's capacity to manage uncertainty, protect financial stability, optimise resources, and sustain profitable growth.
Duration
5 days
Who Should Attend
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Banking executives and senior leaders responsible for treasury, balance sheet management, liquidity, funding, finance, or financial risk.
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Chief financial officers, finance directors, and senior finance managers overseeing balance sheet performance and financial strategy.
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Treasury executives, treasury managers, and senior treasury professionals responsible for funding, liquidity, investments, and market activities.
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Asset liability management professionals responsible for interest rate risk, balance sheet structure, and financial performance optimisation.
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Chief risk officers, market risk leaders, and risk managers overseeing liquidity and balance sheet-related risks.
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Asset and liability committee members and senior professionals supporting ALCO decision-making and balance sheet governance.
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Investment and portfolio managers responsible for managing banking book investments and liquidity-related assets.
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Corporate banking and retail banking leaders whose business decisions significantly influence deposits, lending, liquidity, and balance sheet composition.
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Financial planning, management accounting, and performance management professionals involved in balance sheet forecasting and strategic financial decisions.
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Regulatory, compliance, and internal audit professionals responsible for reviewing treasury, liquidity, and asset liability management frameworks.
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Senior professionals involved in stress testing, financial modelling, risk analytics, and balance sheet scenario analysis.
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Banking managers preparing for broader executive responsibilities involving treasury strategy, financial resilience, liquidity risk, and balance sheet leadership.
Course Objectives
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Develop advanced leadership capabilities for managing treasury, liquidity, funding, and asset liability activities in alignment with institutional strategy, risk appetite, profitability objectives, and financial resilience.
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Understand the key drivers of banking balance sheet performance and evaluate how assets, liabilities, capital, funding sources, liquidity resources, and market conditions interact to influence financial outcomes.
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Strengthen executive decision-making around liquidity risk by applying practical approaches to cash-flow forecasting, liquidity buffers, funding diversification, stress testing, and contingency funding.
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Analyse interest rate risk and balance sheet sensitivity using appropriate measures and understand their implications for net interest income, economic value, profitability, and long-term financial stability.
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Develop effective asset liability management strategies that balance growth ambitions, funding costs, liquidity requirements, interest rate exposure, capital considerations, customer behaviour, and market conditions.
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Strengthen treasury governance through effective ALCO structures, management information, risk appetite frameworks, escalation processes, accountability arrangements, and executive oversight.
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Apply scenario analysis and stress testing techniques to assess the impact of changing interest rates, deposit behaviour, funding conditions, market volatility, and liquidity disruptions on the balance sheet.
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Evaluate funding strategies and liquidity resources to improve diversification, reduce concentration risk, strengthen resilience, and support sustainable banking growth under different market conditions.
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Improve collaboration between treasury, finance, risk, business units, and executive leadership so that balance sheet decisions are integrated, transparent, commercially informed, and appropriately controlled.
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Develop a practical executive action plan for strengthening treasury leadership, liquidity resilience, asset liability management, balance sheet governance, and financial risk management within the banking institution.
Comprehensive Course Outline
Module 1: Executive Leadership in Treasury and Balance Sheet Management
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Understanding the strategic role of treasury leadership in protecting financial stability, supporting growth, managing risk, and optimising the banking institution's overall balance sheet.
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Examining the responsibilities of senior treasury and ALM leaders in integrating liquidity, funding, interest rate risk, capital, profitability, market conditions, and institutional strategy.
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Developing executive decision-making capabilities for managing complex balance sheet trade-offs under changing economic, customer, regulatory, and financial market conditions.
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Strengthening leadership relationships between treasury, finance, risk, business units, executive management, and governance committees to support coordinated balance sheet decisions.
Module 2: Banking Balance Sheet Structure and Strategic Dynamics
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Analysing the structure of banking assets and liabilities and understanding how loans, securities, deposits, wholesale funding, capital, and other positions influence financial performance.
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Examining balance sheet growth strategies and their implications for liquidity, funding requirements, interest rate exposure, capital efficiency, profitability, and risk appetite.
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Understanding maturity profiles, repricing characteristics, behavioural assumptions, concentration exposures, and interdependencies across major balance sheet components.
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Developing executive frameworks for evaluating balance sheet composition and determining strategic actions that support resilience, efficiency, profitability, and sustainable growth.
Module 3: Strategic Liquidity Risk Management
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Understanding the principal sources and drivers of liquidity risk and examining how funding structures, customer behaviour, market conditions, and confidence can affect liquidity positions.
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Developing effective liquidity monitoring frameworks using cash-flow forecasting, liquidity indicators, survival horizons, liquidity buffers, and early-warning mechanisms.
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Evaluating liquidity risk appetite and establishing appropriate management actions for different levels of liquidity pressure, market disruption, and funding uncertainty.
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Strengthening executive oversight of liquidity resilience by integrating treasury information, risk indicators, stress results, funding conditions, and business developments into decision-making.
Module 4: Funding Strategy and Liquidity Resilience
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Designing diversified funding strategies that balance cost, stability, maturity, concentration, market access, customer relationships, and institutional liquidity requirements.
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Evaluating retail deposits, corporate deposits, wholesale funding, secured and unsecured sources, market instruments, and other funding alternatives from a strategic perspective.
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Identifying funding concentration risks and developing contingency approaches that reduce dependence on vulnerable sources during stressed or rapidly changing market conditions.
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Establishing executive frameworks for monitoring funding sustainability, refinancing requirements, market access, funding costs, and emerging pressures across different business environments.
Module 5: Asset Liability Management and Interest Rate Risk
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Understanding the principles of asset liability management and examining how mismatches between assets and liabilities can create interest rate, liquidity, and profitability exposures.
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Analysing repricing gaps, duration, maturity structures, behavioural assumptions, interest rate sensitivity, and other measures used to assess balance sheet risk.
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Evaluating the effects of changing interest rate environments on net interest income, economic value, customer behaviour, funding costs, asset yields, and strategic balance sheet positioning.
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Developing ALM strategies that support appropriate risk-return outcomes while remaining aligned with risk appetite, market expectations, customer needs, and institutional objectives.
Module 6: ALCO Governance, Risk Appetite, and Executive Oversight
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Examining the purpose, responsibilities, membership, governance, and decision-making processes of asset and liability committees within banking institutions.
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Establishing effective ALCO information frameworks that provide executives with timely insights into liquidity, funding, interest rate risk, profitability, capital, and balance sheet trends.
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Aligning treasury and ALM decisions with institutional risk appetite, strategic objectives, regulatory expectations, financial targets, and clearly defined escalation thresholds.
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Strengthening governance effectiveness through clear accountability, documented decisions, challenge mechanisms, independent risk oversight, and consistent follow-up of balance sheet actions.
Module 7: Stress Testing, Scenario Analysis, and Contingency Funding
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Designing meaningful liquidity and balance sheet stress scenarios covering deposit outflows, funding disruptions, market volatility, interest rate shocks, credit deterioration, and confidence events.
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Interpreting stress testing results to identify vulnerabilities, quantify potential impacts, evaluate management actions, and strengthen institutional preparedness for adverse conditions.
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Developing contingency funding plans that establish clear triggers, available resources, management actions, communication arrangements, responsibilities, and escalation procedures during liquidity stress.
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Using scenario analysis to test strategic balance sheet decisions and understand how alternative economic, funding, customer, and market conditions could affect financial resilience.
Module 8: Treasury Markets, Investments, and Financial Risk
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Examining treasury investment decisions and evaluating how liquidity portfolios, securities, market instruments, and other financial assets contribute to resilience, income, and balance sheet management.
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Understanding the relationship between market conditions, investment strategies, interest rate movements, liquidity requirements, valuation changes, and treasury portfolio performance.
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Managing market and financial risks associated with treasury activities through appropriate limits, controls, monitoring frameworks, governance processes, and executive oversight.
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Developing balanced treasury strategies that consider liquidity availability, return objectives, capital implications, market risk, funding requirements, and changing financial conditions.
Module 9: Treasury Analytics, Forecasting, and Strategic Decision Support
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Strengthening liquidity and balance sheet forecasting capabilities through integrated data, scenario analysis, management information, behavioural assumptions, and forward-looking financial indicators.
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Developing executive dashboards and reporting structures that translate complex treasury and ALM information into clear insights for senior decision-making and strategic action.
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Evaluating the quality, reliability, timeliness, and relevance of treasury data and models used to support liquidity forecasting, interest rate analysis, funding decisions, and balance sheet management.
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Using analytical insights to identify emerging trends, anticipate balance sheet pressures, compare strategic alternatives, and improve the speed and quality of executive decisions.
Module 10: Strategic Treasury Leadership and ALM Action Planning
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Assessing the institution's treasury, liquidity, funding, ALM, governance, stress testing, forecasting, and balance sheet management capabilities against strategic requirements.
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Identifying priority opportunities to strengthen liquidity resilience, funding diversification, interest rate risk management, balance sheet efficiency, treasury governance, and executive oversight.
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Developing an integrated treasury and ALM roadmap that connects strategic objectives, risk appetite, balance sheet priorities, governance improvements, capability requirements, and implementation milestones.
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Preparing a practical executive action plan that establishes priorities, responsibilities, performance measures, monitoring mechanisms, and leadership commitments for strengthening financial resilience and sustainable growth.
Training Approach
This course will be delivered by our skilled trainers who have vast knowledge and experience as expert professionals in the fields. The course is taught in English and through a mix of theory, practical activities, group discussion and case studies. Course manuals and additional training materials will be provided to the participants upon completion of the training.
Tailor-Made Course
This course can also be tailor-made to meet organization requirement. For further inquiries, please contact us on: Email: training@upskilldevelopment.com Tel: +254 721 331 808
Training Venue
The training will be held at our Upskill Training Centre. We also offer training for a group (at a discount of 10% to 50%) at requested location all over the world. The Onsite course fee covers the course tuition, training materials, two break refreshments, buffet lunch, airport transfers, Upskill gift package, and guided tour.
Visa application, travel expenses, dinners, accommodation, insurance, and other personal expenses are catered by the participant
Certification
Participants will be issued with Upskill certificate upon completion of this course.
Airport Pickup and Accommodation
Airport pickup and accommodation is arranged upon request. For booking contact our Training Coordinator through Email: training@upskilldevelopment.com, +254 721 331 808
Terms of Payment:
Unless otherwise agreed between the two parties’ payment of the course fee should be done 3 working days before commencement of the training so as to enable us to prepare better.
